Water Risk Profile — ZIP 76015
Flood risk, local cost data, climate factors, and insurance context for your ZIP code.
Flood Risk
Medium
Cost Range
$2,300–$13,000
Avg Response
38 min
NFIP
State participates
Local Climate & Risk Factors
Arlington sits between Dallas and Fort Worth in the Trinity River watershed. Johnson Creek and Village Creek are local waterways that overflow during heavy rain events — the city has extensive flood buyout programs in their corridors. Expansive clay soils shift dramatically with moisture changes, causing foundation movement and plumbing stress. Severe spring hailstorms cause significant roof damage leading to ceiling water infiltration. Winter ice storms (2021 Uri being the most severe) cause catastrophic pipe burst failures across North Texas.
Flood-prone areas: The Nauck and Aurora Highlands neighborhoods in south Arlington occupy the Four Mile Run floodplain and have experienced successive flood map revisions that reclassified properties from Zone X into Zone AE — many homeowners in these neighborhoods only discovered their flood zone status after receiving FEMA letters requiring them to purchase insurance as a mortgage condition. Arlington's near-urban neighborhoods along Four Mile Run have a high concentration of pre-1960 homes built without modern basement waterproofing systems, and the creek's increasingly flashy flood response from upstream development means flood events now peak within 30–60 minutes of heavy rainfall rather than the 2–4 hours that characterized historical flood response.
Water Category Cost Table — Arlington, TX
Extraction & drying cost per square foot by IICRC water category
| Water Category | $/sq ft |
|---|---|
| Category 1 — Clean Burst supply line, clean appliance overflow | $3.82–$10.21 |
| Category 2 — Gray Dishwasher, washing machine, toilet bowl (no feces) | $10.21–$12.36 |
| Category 3 — Black Sewage backup, floodwater, toilet overflow with feces | $14.51–$18.7 |
Estimates exclude reconstruction (drywall, flooring replacement). National benchmarks: Cat 1 $3.75–$4.25, Cat 2 $4.10–$6.50, Cat 3 $7–$7.50/sq ft — adjusted for Arlington market (4.5–17/sq ft range).