IICRC-certified water damage pros across all of Wisconsin — serving 8 cities and 0 counties. Average Wisconsin claim: $8K. 135,000+ claims filed annually statewide.
8
Cities Covered
$8K
Avg Claim Value
135K+
Annual Claims
Yes ✓
NFIP Participant
Flood Risk Profile
Wisconsin's position between Lake Michigan and Lake Superior creates extreme weather variability. Green Bay has recorded -31F. Milwaukee's older combined sewer system overflows into basements during 1"+ rainfall events, affecting thousands of homes annually. The Wisconsin River and Rock River corridors experience regular spring flooding from snowmelt.
Notable Events
August 2018 southeastern Wisconsin flooding (Dane County, $50M+ damage)
June 2008 Wisconsin flooding ($750M statewide, 11 counties declared disaster)
January 2019 polar vortex — widespread pipe freeze statewide
2016 Milwaukee area basement flooding (combined sewer overflow events)
Insurance Info — Wisconsin
Wisconsin Office of the Commissioner of Insurance regulates. Wisconsin has a 30-day payment requirement after proof of loss. Milwaukee has a combined sewer overflow system — basement flooding during heavy rain is a recurring issue. Add a water/sewer backup endorsement if you have a basement, especially in older Milwaukee neighborhoods.
Licensing: Wisconsin Department of Safety and Professional Services (DSPS) — Dwelling Contractor Certification required
Service Areas
Click any city for local flood risk data, cost estimates, and IICRC-certified pros.
Milwaukee
Milwaukee County
Madison
Dane County
Green Bay
Brown County
Kenosha
Kenosha County County
Metro Area 19
Metro Area 19 County County
Metro Area 70
Metro Area 70 County County
Metro Area 121
Metro Area 121 County County
Metro Area 172
Metro Area 172 County County
Official FEMA Records
Local Pricing
Wisconsin averages $8K per insurance claim. Final cost depends on water category, affected area, delay time, and structural damage.
Use our cost calculatorAvg insurance claim
$8,000
Wisconsin statewide avg
Annual claims filed
135K+
In Wisconsin per year
Minor damage (Cat 1)
$1,500–$4,000
Clean water, small area
Severe damage (Cat 3)
$8,000–$25,000+
Sewage, flood, structural
IICRC-certified pros dispatch to your location 24/7 — average 44 min response across Wisconsin.
Educational Resources
Most homeowners call a plumber first. That's the wrong call. The order in which you contact a restoration company, your insurer, and a plumber directly affects how much you recover from insurance -- and how fast your home is restored.
The decisions you make in the first 60 minutes after water damage determine how much you pay, how fast you recover, and whether your insurance claim succeeds. Here's the exact sequence of actions.
Most water damage insurance claim denials happen because homeowners make one of seven preventable mistakes. This guide shows you exactly what to do — and what to avoid — from the moment water appears.
The average water damage restoration costs $3,900 nationally — but ranges from $1,200 to $25,000+ depending on factors most homeowners don't know about before they call.
Reviewed by Marcus Reed, IICRC WRT · Last updated: 2026-07-10
HearthDry is an independent educational resource for Wisconsin homeowners. Cost estimates reflect statewide averages. FEMA data is approximate — verify at fema.gov. Always confirm contractor licensing with Wisconsin Department of Safety and Professional Services (DSPS) — Dwelling Contractor Certification required.
