IICRC-certified water damage pros across all of Louisiana — serving 14 cities and 0 counties. Average Louisiana claim: $18K. 145,000+ claims filed annually statewide.
14
Cities Covered
$18K
Avg Claim Value
145K+
Annual Claims
Yes ✓
NFIP Participant
Flood Risk Profile
Large portions of metro New Orleans sit 1–6 feet BELOW sea level; the city is protected by 350 miles of levees and floodwalls that failed catastrophically during Katrina (2005); the 350-mile levee system is the only thing standing between 400,000 residents and the Gulf
Notable Events
Hurricane Katrina 2005 (80% of New Orleans flooded, $125B)
2016 Great Louisiana Flood ($10B, 146,000 homes, 75% NOT in flood zone)
Hurricane Ida 2021 ($75B, strongest recorded landfall wind speed in Louisiana history)
Insurance Info — Louisiana
Louisiana Citizens Property Insurance is insurer of last resort; NFIP participation is extremely high — but NFIP has a $250,000 building coverage cap which is insufficient for mid-market homes. Private excess flood coverage is essential. After Ida (2021), average LA claim was $31,000. Louisiana has the nation's highest insurance fraud conviction rate — use only licensed, verified contractors.
Licensing: Louisiana State Licensing Board for Contractors; mold remediation requires specific LA LSBCE license; work over $50,000 requires State license
Service Areas
Click any city for local flood risk data, cost estimates, and IICRC-certified pros.
New Orleans
Orleans Parish County
Baton Rouge
East Baton Rouge Parish County
Shreveport
Caddo Parish County
Metairie
Jefferson Parish County
Lafayette
Lafayette Parish County
Lafayette
Lafayette County
Lake Charles
Calcasieu Parish County
Kenner
Jefferson County
Slidell
St. Tammany County
Hammond
Tangipahoa County
Metro Area 24
Metro Area 24 County County
Metro Area 75
Metro Area 75 County County
Metro Area 126
Metro Area 126 County County
Metro Area 177
Metro Area 177 County County
Official FEMA Records
Local Pricing
Louisiana averages $18K per insurance claim. Final cost depends on water category, affected area, delay time, and structural damage.
Use our cost calculatorAvg insurance claim
$18,000
Louisiana statewide avg
Annual claims filed
145K+
In Louisiana per year
Minor damage (Cat 1)
$1,500–$4,000
Clean water, small area
Severe damage (Cat 3)
$8,000–$25,000+
Sewage, flood, structural
IICRC-certified pros dispatch to your location 24/7 — average 44 min response across Louisiana.
Educational Resources
Most homeowners call a plumber first. That's the wrong call. The order in which you contact a restoration company, your insurer, and a plumber directly affects how much you recover from insurance -- and how fast your home is restored.
The decisions you make in the first 60 minutes after water damage determine how much you pay, how fast you recover, and whether your insurance claim succeeds. Here's the exact sequence of actions.
Most water damage insurance claim denials happen because homeowners make one of seven preventable mistakes. This guide shows you exactly what to do — and what to avoid — from the moment water appears.
The average water damage restoration costs $3,900 nationally — but ranges from $1,200 to $25,000+ depending on factors most homeowners don't know about before they call.
Reviewed by Marcus Reed, IICRC WRT · Last updated: 2026-06-22
HearthDry is an independent educational resource for Louisiana homeowners. Cost estimates reflect statewide averages. FEMA data is approximate — verify at fema.gov. Always confirm contractor licensing with Louisiana State Licensing Board for Contractors; mold remediation requires specific LA LSBCE license; work over $50,000 requires State license.
