Press releases, flood risk data for journalists, expert sources, and brand assets. For media inquiries: contact below.
HearthDry today published its inaugural annual U.S. Water Damage & Flood Risk Report, analyzing 7.5 million annual insurance claims across all 50 states and 511 cities. Key findings include $83.8B in total annual economic impact, 41 states rated high or very-high risk, and 18 states with direct hurricane storm surge exposure.
HearthDry has expanded its IICRC-certified restoration network coverage to all 50 U.S. states and Washington D.C., with detailed city pages for 511 metro areas. Each city page includes local flood risk ratings, average restoration cost ranges, typical response times, and connections to certified restoration professionals.
All HearthDry data is free to cite with attribution. For raw data files, email help@hearthdry.com.
2026 State Risk Rankings — Full Dataset
All 51 states + DC: annual claim volume, average claim value, flood risk profile, hurricane exposure, NFIP participation. CSV format.
View Data511 City Flood Risk Database
City-level flood risk ratings, average restoration cost ranges, county, and response time data for all 511 cities in the HearthDry coverage network.
View Data2026 U.S. Flood Risk Report — Full Text
Complete 2026 annual report with methodology, notable events 2020-2026, hurricane state analysis, and city risk profiles.
View DataStandard Citation Format
HearthDry. (2026). 2026 U.S. Water Damage & Flood Risk Report. https://hearthdry.com/research/us-flood-risk-report-2026
"2026 U.S. Water Damage & Flood Risk Report." HearthDry, 10 July 2026, hearthdry.com/research/us-flood-risk-report-2026.
Available for journalist interviews, quotes, and expert commentary on water damage, flood insurance, and home restoration topics.
Marcus Reed
IICRC WRT — Water Restoration Technician
IICRC CertifiedWater damage restoration specialist with deep expertise in structural drying, mold prevention protocols, and insurance documentation for residential and commercial claims.
Available to comment on:
Elena Vargas
Licensed Public Adjuster, CPAU
Certified Public AdjusterFormer insurance company claims examiner turned homeowner advocate. Specializes in maximizing water damage claim settlements and navigating flood vs. water damage policy disputes.
Available to comment on:
David Chen, PE
Structural Engineer, PE
Licensed PEStructural engineer focused on water damage assessment, load-bearing wall drying protocols, and post-flood structural integrity evaluation for residential properties.
Available to comment on:
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About HearthDry — Boilerplate
HearthDry is an independent water damage resource connecting U.S. homeowners with IICRC-certified restoration professionals. The platform covers 511 cities across all 50 states and Washington D.C., providing local flood risk data, average restoration cost estimates, emergency response guides, and insurance claim resources. HearthDry publishes an annual U.S. Water Damage & Flood Risk Report, available at hearthdry.com/research/us-flood-risk-report-2026.
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