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Akron, OH · Summit County

Water Risk Profile — ZIP 44308

Flood risk, local cost data, climate factors, and insurance context for your ZIP code.

Flood Risk

Medium

Cost Range

$1,500–$8,500

Avg Response

42 min

NFIP

State participates

Local Climate & Risk Factors

Akron area water damage risk includes Ohio's seasonal variety: winter pipe freeze events and ice dams from lake-effect weather, spring Ohio River and tributary flooding, summer convective storm flash floods, and fall basement moisture from high groundwater tables following wet summers. Older Ohio housing stock (Cincinnati's pre-1900 rowhouses, Cleveland's aging bungalows) has aging plumbing infrastructure and cast iron drain systems that crack and allow groundwater intrusion. Northeast Ohio's snowbelt communities should prioritize attic insulation and ventilation to prevent ice dam water damage.

Flood-prone areas: Kenmore and Middlebury sit in the Cuyahoga River valley and are the two most frequently flooded residential neighborhoods in Akron — both saw significant inundation during the spring 2011 and 2019 flood events when the river rose over 10 feet above flood stage, damaging hundreds of older homes. Firestone Park's 1920s-era combined sewer infrastructure backs up into basements 8–12 times per year during heavy summer thunderstorms, a problem the city has been working to address through separate sewer projects.

Insurance tip: Ohio homeowners insurance policies almost universally exclude sewer backup and flooding as standard perils — Akron homeowners in Kenmore and Middlebury should add both a sewer backup rider and a separate NFIP flood policy, as Ohio has one of the lowest flood insurance participation rates in the Midwest despite significant riverine flood risk. The Ohio Department of Insurance recommends that homeowners near the Cuyahoga or its tributaries review their policy exclusions annually, since sewer backup riders are inexpensive (often $40–80/year) but frequently overlooked until after a loss.

Water Category Cost Table — Akron, OH

Extraction & drying cost per square foot by IICRC water category

Water Category$/sq ft
Category 1 — Clean

Burst supply line, clean appliance overflow

$2.72–$6.74
Category 2 — Gray

Dishwasher, washing machine, toilet bowl (no feces)

$6.74–$8.16
Category 3 — Black

Sewage backup, floodwater, toilet overflow with feces

$9.59–$12.1

Estimates exclude reconstruction (drywall, flooring replacement). National benchmarks: Cat 1 $3.75–$4.25, Cat 2 $4.10–$6.50, Cat 3 $7–$7.50/sq ft — adjusted for Akron market (3.211/sq ft range).

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