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Metairie, LA · Jefferson Parish County

Water Risk Profile — ZIP 70006

Flood risk, local cost data, climate factors, and insurance context for your ZIP code.

Flood Risk

Very High

Cost Range

$3,500–$20,000

Avg Response

36 min

NFIP

State participates

Local Climate & Risk Factors

Metairie is a New Orleans suburb in Jefferson Parish sitting below sea level (averaging -2 to -4 ft MSL). Like New Orleans, Metairie depends entirely on the Army Corps of Engineers levee system and pumping stations for flood protection. Hurricane Katrina (2005) inundated parts of Metairie with 4–8 ft of water. The upgraded HSDRRS levee system provides protection against a 100-year storm event but is not absolute. Jefferson Parish's pumping system is among the most powerful in the world but failed briefly in August 2017 during a severe local rain event causing significant street flooding. Any prolonged power outage compromises flood protection.

Flood-prone areas: North Metairie near Lake Pontchartrain has highest flooding risk in surge events. Old Metairie and Bucktown are established neighborhoods. Elmwood and west Metairie near Kenner have slightly higher elevation.

Insurance tip: All Metairie properties effectively require flood insurance — the area is at or below sea level. NFIP rates have increased dramatically under Risk Rating 2.0. Private flood insurance alternatives may be more affordable for post-Katrina rebuilt elevated properties. A public adjuster is strongly recommended for any major claim.

Water Category Cost Table — Metairie, LA

Extraction & drying cost per square foot by IICRC water category

Water Category$/sq ft
Category 1 — Clean

Burst supply line, clean appliance overflow

$5.95–$15.67
Category 2 — Gray

Dishwasher, washing machine, toilet bowl (no feces)

$15.67–$18.97
Category 3 — Black

Sewage backup, floodwater, toilet overflow with feces

$22.28–$28.6

Estimates exclude reconstruction (drywall, flooring replacement). National benchmarks: Cat 1 $3.75–$4.25, Cat 2 $4.10–$6.50, Cat 3 $7–$7.50/sq ft — adjusted for Metairie market (726/sq ft range).

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