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Edison, NJ · Middlesex County

Water Risk Profile — ZIP 08819

Flood risk, local cost data, climate factors, and insurance context for your ZIP code.

Flood Risk

Medium

Cost Range

$1,500–$8,500

Avg Response

42 min

NFIP

State participates

Local Climate & Risk Factors

Edison area water damage risk in New Jersey includes the state's extensive coastal exposure, dense urban infrastructure, and aging housing stock. Sandy's 2012 impact reshaped flood maps in many NJ communities — verify your current FEMA flood zone designation, as many properties were reclassified. New Jersey's combined sewer systems serve urban communities including Newark, Jersey City, Camden, and Trenton — heavy rain events routinely cause sewage backup into basements. NJ homeowners in the coastal plain should carry sewer backup riders and verify flood insurance adequacy before storm season.

Flood-prone areas: South Edison's post-WWII ranch homes along the Raritan River floodplain saw significant Sandy inundation in 2012 and carry FEMA Zone AE designations. Oak Tree Road and Stelton area 1950s slab homes sit on alluvial fill with chronically high water tables. North Edison's 1960s colonials with full basements experience recurring hydrostatic seepage during spring wet seasons.

Insurance tip: Post-Sandy NFIP rule changes lead many Edison lenders to mandate flood insurance even in Zone X areas near the Raritan River. New Jersey's humid climate also elevates mold risk — standard HO policies typically cap mold remediation at $10,000, far below actual remediation costs.

Water Category Cost Table — Edison, NJ

Extraction & drying cost per square foot by IICRC water category

Water Category$/sq ft
Category 1 — Clean

Burst supply line, clean appliance overflow

$2.72–$6.74
Category 2 — Gray

Dishwasher, washing machine, toilet bowl (no feces)

$6.74–$8.16
Category 3 — Black

Sewage backup, floodwater, toilet overflow with feces

$9.59–$12.1

Estimates exclude reconstruction (drywall, flooring replacement). National benchmarks: Cat 1 $3.75–$4.25, Cat 2 $4.10–$6.50, Cat 3 $7–$7.50/sq ft — adjusted for Edison market (3.211/sq ft range).

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