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Shreveport, LA · Caddo Parish County

Water Risk Profile — ZIP 71103

Flood risk, local cost data, climate factors, and insurance context for your ZIP code.

Flood Risk

Medium

Cost Range

$1,200–$6,500

Avg Response

48 min

NFIP

State participates

Local Climate & Risk Factors

Shreveport area water damage risk in Louisiana includes the constant threat of tropical weather from June through November, year-round high humidity that accelerates mold growth to within 24 hours of any moisture event, and aging infrastructure in many communities that experiences sewer and drainage failures during rain events. Louisiana's subsiding coastline has put more properties into FEMA Zone AE flood zones each decade. Louisiana Department of Insurance requires insurers to pay flood claims within 30 days of receipt of proof of loss — contact the LDI if your insurer is delaying.

Flood-prone areas: Allendale, Ledbetter Heights, and Queensborough neighborhoods adjacent to the Red River have highest annual flood risk

Insurance tip: Caddo Parish has significant FEMA Zone AE properties along the Red River — verify flood zone status before purchasing any Shreveport property within 2 miles of the Red River; the 2015 Red River flood event set water level records

Water Category Cost Table — Shreveport, LA

Extraction & drying cost per square foot by IICRC water category

Water Category$/sq ft
Category 1 — Clean

Burst supply line, clean appliance overflow

$1.91–$5.34
Category 2 — Gray

Dishwasher, washing machine, toilet bowl (no feces)

$5.34–$6.47
Category 3 — Black

Sewage backup, floodwater, toilet overflow with feces

$7.59–$9.9

Estimates exclude reconstruction (drywall, flooring replacement). National benchmarks: Cat 1 $3.75–$4.25, Cat 2 $4.10–$6.50, Cat 3 $7–$7.50/sq ft — adjusted for Shreveport market (2.259/sq ft range).

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