Water Risk Profile — ZIP 84602
Flood risk, local cost data, climate factors, and insurance context for your ZIP code.
Flood Risk
Low
Cost Range
$1,350–$7,650
Avg Response
42 min
NFIP
State participates
Local Climate & Risk Factors
Provo, Utah's high-altitude desert climate creates water damage conditions centered on spring snowmelt flooding and winter pipe freeze risk at elevation. The Wasatch Front (Salt Lake City corridor) receives 60–100 inches of mountain snowpack that melts rapidly in March–April, flooding Jordan River, Weber River, and Great Salt Lake tributaries. Properties at higher elevations (Park City, Ogden, Provo above 5,000 feet) face winter temperatures below -10°F that cause pipe bursts in uninsulated exterior walls. Utah's rapid growth has strained drainage infrastructure in suburban communities. Utah Insurance Department handles claim disputes. Summer afternoon thunderstorms create desert flash flood conditions in southern Utah.
Flood-prone areas: East Bench neighborhoods near Rock Canyon and Provo Canyon mouths face flash flood risk from intense Wasatch snowmelt runoff. Riverbottoms and Sunset communities sit adjacent to the Provo River floodplain and Utah Lake's elevated spring shoreline. Grandview contains 1960s homes where aging clay supply lines fracture during frost-heave cycles.
Water Category Cost Table — Provo, UT
Extraction & drying cost per square foot by IICRC water category
| Water Category | $/sq ft |
|---|---|
| Category 1 — Clean Burst supply line, clean appliance overflow | $2.46–$6.08 |
| Category 2 — Gray Dishwasher, washing machine, toilet bowl (no feces) | $6.08–$7.36 |
| Category 3 — Black Sewage backup, floodwater, toilet overflow with feces | $8.64–$10.89 |
Estimates exclude reconstruction (drywall, flooring replacement). National benchmarks: Cat 1 $3.75–$4.25, Cat 2 $4.10–$6.50, Cat 3 $7–$7.50/sq ft — adjusted for Provo market (2.9–9.9/sq ft range).