$300
Removal minimum
$1,500
Large roof removal
$12,000+
Interior damage + mold
Ice dam removal is typically not covered by insurance — but interior water damage from leaks almost always is. Knowing what to claim and what to pay out-of-pocket saves thousands.
| Scenario | Cost Range |
|---|---|
| Roof rake (DIY snow removal, ground level) | $30–$80 |
| Professional ice dam steaming (small roof) | $300–$700 |
| Professional ice dam steaming (large/complex roof) | $700–$1,500 |
| Temporary waterproof roof tarping | $200–$600 |
| Attic insulation improvement (prevents recurrence) | $1,500–$4,000 |
| Interior ceiling & wall drying (minor leak) | $800–$2,500 |
| Interior water damage restoration (moderate) | $2,500–$7,000 |
| Interior damage with mold remediation | $4,000–$12,000 |
Insurance Pays for Interior Damage — Not Removal
Your homeowners policy typically covers ceiling, wall, and insulation damage from ice dam leaks. It does not cover removing the dam itself. File for interior damage immediately — delays beyond 48 hours can complicate your mold coverage.
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