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Water Damage by State

Aggregated cost and flood risk data across 51 states — from HearthDry city database.

StateCitiesAvg Cost RangeHigh Flood Risk Cities
Texas39$1,601–$8,9209
Florida30$2,107–$12,07322
California29$2,146–$13,7826
Virginia17$1,924–$10,9767
Arizona15$1,407–$7,9270
Minnesota15$1,740–$9,1000
Washington15$1,933–$11,0002
Colorado14$1,750–$9,7571
Louisiana14$1,955–$12,30912
Michigan14$1,450–$7,9501
New York14$1,980–$11,0556
Ohio14$1,321–$7,5362
Pennsylvania14$1,371–$7,7504
Georgia13$1,515–$8,3461
New Jersey13$1,525–$8,5215
South Carolina13$1,569–$8,7776
Tennessee13$1,531–$8,6544
Illinois12$1,633–$9,0832
Missouri12$1,433–$8,2082
Massachusetts11$1,518–$8,8642
North Carolina11$1,709–$9,7732
Oregon10$1,500–$8,8001
Connecticut9$1,533–$9,3332
Alabama8$1,466–$8,0972
Nevada8$1,875–$11,1882
Oklahoma8$1,400–$8,2500
Utah8$1,469–$8,3060
Wisconsin8$1,513–$8,3132
Indiana7$1,443–$8,4291
Maryland7$1,514–$9,0711
New Hampshire7$1,443–$8,2860
Arkansas6$1,367–$7,5830
Iowa6$1,383–$7,5834
Idaho6$1,442–$7,6920
Kansas6$1,500–$8,0002
Kentucky6$1,417–$8,5832
Mississippi6$1,442–$7,9253
Alaska5$1,660–$9,2002
Hawaii5$1,700–$8,9002
Montana5$1,430–$8,4300
Nebraska5$1,440–$7,6001
New Mexico5$1,380–$7,2600
Rhode Island5$1,520–$9,1002
South Dakota5$1,320–$7,6001
West Virginia5$1,400–$7,4003
Wyoming5$1,410–$7,6300
Maine5$1,400–$8,3001
Delaware5$1,420–$8,4001
North Dakota4$1,475–$8,0002
Vermont4$1,450–$7,8750
District of Columbia1$1,500–$8,5000