Water Damage Research
Cite-able data on water damage claims, costs, denial rates, and industry transparency — sourced from Triple-I, FEMA, and IICRC standards.
In this hub
U.S. Water Damage Statistics 2026
Claims, costs, causes — embeddable
Read moreInsurance Claim Denial Rates
Why claims get denied
Read moreWater Damage by State
Interactive state map
Read moreRestoration Transparency Index
Platform trust scores
Read moreMethodology
How we source data
Read moreHow We Rank
Ranking transparency
Read moreFrequently Asked Questions
Can I cite HearthDry research on my website?
Yes — all research pages include embeddable snippets and Dataset schema. Attribution to HearthDry with a link back is required under our CC BY 4.0 license.