Water Damage Research
Cite-able data on water damage claims, costs, denial rates, and industry transparency — sourced from Triple-I, FEMA, and IICRC standards.
In this hub
1 in 5 Flood Claims Is Paid Nothing
572,863 NFIP claims analysed — original
Read moreU.S. Water Damage Statistics 2026
Claims, costs, causes — embeddable
Read moreInsurance Claim Denial Rates
Why claims get denied
Read moreWater Damage by State
Interactive state map
Read moreRestoration Transparency Index
Platform trust scores
Read moreMethodology
How we source data
Read moreHow We Rank
Ranking transparency
Read moreFrequently Asked Questions
Can I cite HearthDry research on my website?
YesAll research pages include embeddable snippets and Dataset schema. Attribution to HearthDry with a link back is required under our CC BY 4.0 license.
Who do I call right now for water damage?
Call (888) 840-6512. The line is answered 24 hours a day, seven days a week, and connects you with an IICRC-certified water damage restoration company that serves your area. Describe what you can see — where the water is coming from, how long it has been there, and whether it smells — the more specific you are, the faster the right company is on the line.
If the source is a pipe or an appliance, shut the main water valve first. Have four things ready and the call goes quickly: the address, when the water started, what is wet now, and whether you have filed an insurance claim.
Still not sure which of these is your situation? (888) 840-6512 · toll-free · answered 24/7