Brickell experiences regular 'sunny day flooding' — tidal flooding without any rain — during king tide events in September and October. Hurricane Irma (2017) flooded Brickell Avenue itself.
Sea level rise combined with Miami's porous limestone bedrock means water can push up from below ground, not just from the street
High-rise luxury condos have complex water systems where a failure on floor 20 can cascade down 19 floors. Single incidents in luxury towers regularly exceed $500K in damage.
Condo owners: verify whether your building's master policy covers your unit's interior ('walls-in') or only the building shell ('bare walls-in'). Many Brickell condo owners discovered they had no coverage for interior water damage.
Luxury finishes (Italian marble, custom cabinetry, smart home systems) drive restoration costs to $50–$150/sqft in Brickell condos
Miami citywide average: $2,200 – $12,000
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